Sell Your House As-Is for Cash

Are you trying to avoid bankruptcy? If so, you may be trying to liquidate some assets so that you can pay off your debt. One of the fastest ways to pay off your mortgage is to sell your house fast for cash. A local home buyer can assess the value of your property, make a fast cash offer, and close the sale quickly so that you can wipe out your mortgage or other debt.

Ernest Buys Homes can help you sell your house right now. We buy houses as-is. You make no repairs or upgrades. Plus, you bypass the long, complicated process of a traditional sale. We make it easy for you to sell your house before or during bankruptcy, which helps you wipe out your debt and save your good credit. Call us today at 865-292-2499 to schedule a walkthrough and get a fast cash offer. Sell your house to avoid bankruptcy!

How to Avoid Bankruptcy in 3 Easy Steps

It only takes four to six months to complete a bankruptcy case. While it is possible to sell your house in that amount of time, it’s not likely. It can take a couple of months to perform repairs, a few months to find a buyer, and up to two months to close the sale. By the time you find a buyer, it may be too late to sell your house. 

If you need to unload your property quickly, Ernest Buys Homes provides a faster and smarter option. We can close on the sale of your house in three simple steps.

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Step 1: Contact Our Local Buyers

Contact one of our buyers today to schedule a quick walkthrough of your property. We buy houses as-is, so there is no need for appraisals, inspections, repairs, or renovations. You don’t even have to clean your house!

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Step 2: Get a Fair Cash Offer

If we are interested in purchasing your property, we will make a fair cash offer just under your house’s current market value. In most cases, we can make an offer within 24 to 48 hours of the walkthrough, so you do not have to wait.

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Step 3: Get Paid Cash for Your House

If you accept our cash offer, the final step is to schedule a convenient date to close the sale. We can close in as little as seven days. Simply show up, sign the paperwork, and walk away with no strings attached. We pay the closing costs.

Can I Lose My House in Bankruptcy?

Whether you file for Chapter 7 or Chapter 13 bankruptcy, there is a chance that you could lose your house. Whether you keep the house depends on several factors.

  • Whether your mortgage is current
  • Whether you continue making the payments after bankruptcy
  • The amount of equity you can protect with a homestead exemption
  • The amount of equity in your home

If you are behind on several payments and facing foreclosure or have little equity in the house, you are more likely to lose the property in bankruptcy. Even if you plan to sell the house, you will need to get approval from the court or the lender and try to sell the house before your bankruptcy goes through. So, if you are planning to sell the house, your best option is a cash home sale instead of a traditional sale.

What Are the Advantages of a Home Cash Offer?

There are several advantages to selling your house for cash instead of attempting a traditional sale to avoid bankruptcy.

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Sell Your House Faster

On average, it takes 60 to 90 days to sell a house the traditional way. That’s just the beginning. Home improvement projects can also take several weeks. Closing a sale can take up to 45 days. If you are trying to avoid bankruptcy or foreclosure, a cash sale can put you ahead of the process so that you can pay off your debt and move on.

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Save Money in the Process

If you can’t afford to pay your monthly bills, you probably can’t afford to fork over thousands of dollars in realtor commissions, closing costs, inspections, fees, repairs, and upgrades. A home cash sale allows you to sell your house fast without incurring selling expenses. Any proceeds from the sale can go to paying off your debt.

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Avoid the Hassle of a Normal Sale

Financial struggles can be stressful enough. Trying to sell your house to avoid bankruptcy can be even more stressful. When you sell your house as-is for cash, you avoid all the needless steps such as finding a realtor, listing the house, making repairs, showing the house, negotiating with buyers, and closing the sale. We simplify the process.

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Work with a Local Home Buyers

It’s easy to get taken advantage of when you are trying to avoid bankruptcy. A company may try to lowball you, hoping that you will be desperate enough to sell. Ernest Buys Homes is a local company that buys houses. As your neighbors, we understand your situation and the stress of selling your house. We will make a fair cash offer on the property.

Ernest Buys Homes Can Help You Avoid Bankruptcy

Before you file bankruptcy, you owe it to yourself to explore all of your options. Ernest Buys Homes can help you avoid bankruptcy. We can buy your house as-is so that you can pay off your mortgage or other debt. Contact us today to schedule a quick walkthrough of your property. Call 865-292-2499 to get a fast cash offer. Sell your house fast as-is for cash!

Get Your Fair & Honest All-Cash Offer Today! No Obligations!

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